H & D Associates Consultancy Sdn Bhd is a financial & legal agency providing financial advice such as insurance, asset investment, litigation and asset distribution. H & D Associates also involves in recruiting fresh graduates, former VSS employees and job seekers who are interested in wealth planning, financial consultant or insurance agent.  

We are one of the Top 5 Bumiputera insurance agency under Prudential Assurance (M) Bhd and Prudential BSN Takaful Bhd focusing on insurance sales and recruitment of new wealth planner. Our services are prudence financial planning, takaful, investment and protection fund, retirement fund, medical care, estate creation and protection, business insurance, general insurance, Islamic Unit Trust, will writing and education fund.